Director of Credit Analysis

1 Days Old

**If you are a current FIB employee, please apply through the Career Worklet in the Employee Portal. This position can be located at Bend, OR, Boise, ID, Omaha, NE, Sioux Falls, SD and Billings, MT.
What's Important to You We know your career is just one aspect of a meaningful, complex, and demanding life. That's why we designed our compensation and benefits package to provide employees and their families with as much choice as possible. Generous Paid Time Off (PTO) in addition to paid federal holidays. Student debt employer repayment program. 401(k) retirement plan with a 6% match. The health and happiness of the places we call home matter to us. Learn a little more about what we do for the communities we serve and why we want YOU to be a part of it. We encourage you to apply. Reach for what you want and tell us why your work ethic and willingness to learn make you a natural fit for #TeamFirstInterstate.
SUMMARY The Director of Credit Analysis leads credit analyst teams and collaborates with Credit Risk and Commercial Banking to drive effective loan analysis, underwriting, and portfolio management in support of the commercial banking strategy. This position provides strategic leadership across sales and risk management, ensures credit quality and compliance, and oversees key functions such as mentoring talent, managing loan origination systems, and setting KPIs. Additionally, the Director partners with senior leadership to establish goals, develop training programs, foster retention, and uphold confidentiality and regulatory standards.
ESSENTIAL DUTIES AND RESPONSIBILITIES Leads and provides strategic guidance to Regional Commercial Production Managers and credit analyst teams, supporting commercial and credit functions to achieve bank goals and deliver exceptional customer service. Collaborates with Commercial Banking leadership to develop and execute strategies for lending growth, relationship expansion, credit quality, risk management, and customer experience. Aligns loan analysis, underwriting, and production with organizational objectives through strategic leadership and cross-functional collaboration. Oversees credit, compliance, and risk management activities to maintain a healthy loan portfolio and ensure adherence to policy and regulatory standards. Assesses customer needs, market trends, and risk factors to support strategic portfolio growth and optimize resource utilization for revenue generation and disciplined credit practices. Ensures efficient, accurate, and timely loan analysis and underwriting processes. Sets departmental goals in partnership with the Chief Credit Officer and drives accountability, leadership, and effective communication to achieve those goals. Establishes, monitors, and reports on service-level KPIs and performance metrics. Mentors talent, participates in Commercial Banking meetings, and ensures data integrity across systems. Manages the commercial loan origination system to streamline processes and maintain regulatory compliance. Develops and implements consistent training programs across geographies to enhance staff capabilities and maintain uniform standards. Fosters employee retention, career development, and engagement, while upholding confidentiality and industry regulations.
MANAGEMENT RESPONSIBILITIES Leads Regional Commercial Production Managers, credit analyst teams, and oversees the commercial loan process to ensure alignment with strategic goals. Maintains strong, effective dotted-line relationships with Regional Presidents, Market Presidents, and other key stakeholders, collaborating as directed by the Chief Banking Officer to achieve business objectives. Performs core management duties including interviewing and training employees, planning and assigning work, evaluating performance, and resolving complaints and operational issues.
QUALIFICATIONS To perform this job successfully, an individual must be able to perform each essential duty satisfactorily. The requirements listed below are representative of the knowledge, skill, and/or ability required. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.
KNOWLEDGE, SKILLS AND ABILITIES Demonstrates the ability to perform all essential duties with a high level of proficiency and professionalism. Reads, analyzes, and interprets business periodicals, professional journals, technical procedures, and governmental regulations effectively. Communicates clearly and professionally, both in written and verbal formats. Applies mathematical concepts such as discounts, interest, commissions, proportions, and percentages, and interprets financial data relevant to bank management. Solves practical problems and navigates complex situations with limited standardization. Motivates and inspires others to achieve performance goals and contribute to team success.
EDUCATION AND/OR EXPERIENCE Bachelor's Degree in Business, Finance, Economics, or related field required 10+ years experience in complex commercial banking and credit analysis required 10+ years experience in bank management required Experience analyzing, underwriting, and monitoring complex commercial and agricultural lending relationships required Experience in business development preferred
PHYSICAL DEMANDS AND WORKING ENVIRONMENT The physical demands and work environment are representative of those that must be met or encountered to successfully perform the essential functions of the job. In compliance with the Americans with Disabilities Act, the company provides reasonable accommodation to qualified individuals with disabilities and encourages both prospective and current employees to discuss potential accommodations with the employer. Dexterity of hands/fingers to operate computer keyboard and mouse - Frequently Lifting - Occasionally (up to 50 lbs) Sitting - Frequently Standing - Occasionally Noise Level - Moderate Typical Work Hours - M-F (8-5) Regular and Predictable Attendance - Required **If you are a current FIB employee, please apply through the Career Worklet in the Employee Portal.
Apply
Location:
Omaha, NE, United States
Job Type:
FullTime
Category:
Office And Administrative Support Occupations

We found some similar jobs based on your search