Small Business Credit Director
New Today
Small Business Credit Director
Location:
CityScape
What you'll do:
As the Director of Small Business Credit, you will be in a senior-level leadership position responsible for executing the Bank's strategy around small business credit. This includes leading the SBA Enterprise group and the Business and Consumer Loan Center (BCLC). You will work closely with business line leaders to ensure the bank's consumer and small business credit offerings are competitive and align with customer needs. You will lead a group of Portfolio Management staff, Underwriters and Market Specialists, to support our continued expansion of market share, grow the portfolio, deepen the relationship with our customers, and achieve CRA lending requirements. You will be responsible for leading the strategic growth and development of the team's general portfolio of the SBA business line.
- Responsible for supporting the Business Line Leader and Chief Banking Officer in executing the Bank's strategic plan, with specific focus of leading the efforts to support the growth of the bank's consumer and small business credit offerings.
- Leads ongoing review and updates of small business and consumer credit policy, underwriting guidelines, and product pricing and structure based on business line needs, market dynamics and regulatory requirements.
- Leads the Business and Consumer Loan Center, ensuring delivery of exceptional service to our clients and bankers.
- Manages the SBA Enterprise group, working with the SBA team to offer competitive credit terms that grow the client base, expand relationships, and increase fee income.
- Ensures the bank is utilizing existing technology to its fullest potential and provide recommendations for improvement.
- Guides the credit structuring development process, customer assessment, and presentation to senior and business line loan committees for larger credits.
- Responsible for the team's success in managing portfolio health, and the team's efforts to proactively address deteriorating loan performance, mitigating risk from market developments, complications in service delivery, and product adoption.
- Fosters strong, healthy working relationships with executive and senior leaders in partner departments (including Preferred and Small Business Banking, Credit Administration, Risk Management/Compliance, Loan Administration, and other internal support departments, and third-party services), and facilitates team's contribution to and compliance with technical processes and requirements, risk mitigation, efficiency, and customer service.
- Provides supervision to and directs the activities of their staff; performs supervisory tasks such as performance appraisals, disciplinary actions, and interviewing candidates for employment; develops work schedules; provides necessary training and coaching.
- Remains knowledgeable on market trends, competitive offerings, industry best practices and regulatory changes impacting your area of influence
What you'll need:
- 10+ years of related experience.
- Bachelor's degree or equivalent experience required.
- Previous leadership experience required.
- Exceptional credit knowledge and underwriting skills in SBA lending, consumer and general C&I lending.
- Expert knowledge of general banking operations, including deposit operations, loan administration, treasury management and/or other commercial banking products and services.
- Broad experience in, but not limited to, customer experience process improvement as well as data and analytics programs.
- Demonstrated ability to think strategically, deliver innovation, and drive improved client and employee experiences.
- Excellent analytical and business consulting skills with demonstrated experience in strategic planning, program execution, and development of strong risk management practices.
Compensation: Salary range for new hires is generally $165,000.00 - $188,564.00 for San Diego, CA. Salary amount is determined by specific job location. In addition, the role may be eligible for annual bonus/incentives earned and restricted stock.
Benefits you'll love:
We offer all the important things you'd want - like competitive salaries, an ownership stake in the company, medical and dental insurance, time off, a great 401k matching program, tuition assistance program, an employee volunteer program, and a wellness program. In addition, you'll have the opportunity to bolster your business knowledge, learning the ins and outs of how successful companies operate and manage their finances, giving you invaluable hands-on experience to help grow your career!
About the company:
Western Alliance Bank is a wholly owned subsidiary of Western Alliance Bancorporation. Alliance Bank of Arizona, Alliance Association Bank, Bank of Nevada, Bridge Bank, First Independent Bank, and Torrey Pines Bank are divisions of Western Alliance Bank; Member FDIC. AmeriHome Mortgage is a Western Alliance Bank company.
Western Alliance Bancorporation is committed to equal employment and will consider all qualified applicants without regard to race, sex, color, religion, age, nation origin, marital status, disability, protected veteran status, sexual orientation, gender identity or genetic information. Western Alliance Bancorporation is committed to working with and providing reasonable accommodations for individuals with disabilities. If you are an individual with a disability and require a reasonable accommodation to complete any part of the application process and/or need an alternative method of applying, please email HR@westernalliancebank.com or call 602-386-2488. When contacting us, please provide your contact information and state the nature of your accessibility issue. We will only respond to inquiries concerning requests that involve a reasonable accommodation in the application process.
© Western Alliance Bancorporation
- Location:
- Phoenix
