Financial Institutions Credit Analyst - Associate Director (MD) Frederick, Maryland, United States Position Title: Financial Institutions Credit Analyst - Associate Director (MD) Entity: Kroll Bond Rating Agency, LLC Employment Type: Full-Time Location: Frederick, Maryland, United States Summary/Overview: KBRA (Kroll Bond Rating Agency, LLC) is seeking an experienced Associate Director to join its growing Financial Institutions team. This role will be focused on credit ratings and research primarily on banking institutions. The position will be based in KBRA’s Frederick, Maryland office. Key Job Requirements : Conduct in-depth analysis of financial statements from banks and other financial institutions to develop rating recommendations. Create committee memos, detailed research reports, and analytical materials including quantitative and qualitative assessments to support rating decisions. Collaborate with team members to produce comprehensive industry reports. Present rating recommendations to KBRA rating committees and actively participate in management meetings with rated financial institutions, as well as investor meetings and calls. Continuously monitor a portfolio of financial institutions to identify and assess significant developments. Key Skills/Experience : A bachelor’s degree is required; an advanced graduate degree and/or CFA designation is highly desirable. A minimum of 5 years of professional experience in a financial institution or credit rating agency. Strong proficiency in verbal and written communication, as well as advanced Excel skills. Proven ability to collaborate effectively within a team in a fast-paced and dynamic environment. Relevant expertise in credit analysis, credit ratings, or direct experience in the banking sector. Familiarity with Generative AI tools such as ChatGPT for research, data insights, and general productivity is a plus. Salary Range The anticipated annual base salary range for these full-time positions is$90,000 to $115,000. Offer amounts are determined by factors such as experience, skills, geography, and other job-related factors. A hybrid work schedule (Tuesday, Wednesday, and Thursdays in the office) Competitive benefits and paid time off Paid family and disability leave 401(k) plan, including employer match (100% vested) Educational and professional development financial assistance Employee referral bonus program About Us: Kroll Bond Rating Agency, LLC (KBRA) is a full-service credit rating agency registered with the U.S. Securities and Exchange Commission as an NRSRO. Kroll Bond Rating Agency Europe Limited is registered as a CRA with the European Securities and Markets Authority. Kroll Bond Rating Agency UK Limited is registered as a CRA with the UK Financial Conduct Authority pursuant to the Temporary Registration Regime. In addition, KBRA is designated as a designated rating organization by the Ontario Securities Commission for issuers of asset-backed securities to file a short form prospectus or shelf prospectus. KBRA is also recognized by the National Association of Insurance Commissioners as a Credit Rating Provider. More Info

KBRA encourages applications from all qualified individuals without regard to race, color, religion, gender, sexual orientation, gender identity or expression, age, national origin, marital status, citizenship, disability, and veteran status or any other basis prohibited by federal, state or local law. #LI-DG1

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