At American Express, our culture is built on a 175-year history of innovation, shared values and Leadership Behaviors, and an unwavering commitment to back our customers, communities, and colleagues. As part of Team Amex, you'll experience this powerful backing with comprehensive support for your holistic well-being and many opportunities to learn new skills, develop as a leader, and grow your career. Here, your voice and ideas matter, your work makes an impact, and together, you will help us define the future of American Express. How will you make an impact in this role? This position is part of a centralized Second Line of Defense subject-matter expert team responsible for administering a comprehensive regulatory compliance program for the American Express Fair Lending Program Office (FLPO). The FLPO is responsible for performing business process reviews, monitoring and testing, quantitative analyses, and other activities in support of AmEx's fair lending program. The program promotes AmEx's impartiality in lending by assessing the risk of noncompliance with AXP's fair lending principles and applicable fair lending laws and regulations. This position will ensure that compliance risks are adequately identified, assessed, and monitored. Key Responsibilities: Maintain proficient knowledge of Fair Lending laws and regulators and its applicability to AmEx products and services. Recommend revisions to documents, policies, and procedures, as needed. Support review of marketing, credit and fraud risk, and new product strategies. Independently lead and conduct fair lending testing and reviews across the credit lifecycle through detailed reviews of processes to ensure adherence to fair lending laws and regulations. Partner with quantitative team members to perform fair lending statistical analysis and interpret results. Knowledge of statistical techniques is strongly preferred. Experience presenting results of fair lending reviews and statistical analyses to key stakeholders and senior leaders. Assist in developing and leading efforts to perform annual fair lending risk assessments. Stay abreast of current regulatory guidance and activities related to fair lending. Assist with fair lending internal audits and regulatory examinations. Assess fair lending compliance training needs and assist with the development and presentation of appropriate training programs and materials. Manage a team of colleagues Minimum Qualifications: 6+ years of demonstrated fair lending compliance experience in the financial services industry. Knowledge of fair lending regulations and requirements including ECOA. Knowledge of end-to-end credit lifecycle business processes, including but not limited to marketing, underwriting, pricing, and modeling. Ability to think tactically and strategically with proven ability to drive teams towards high productivity and sustained performance. Ability to multi-task and manage competing priorities under time-sensitive deadlines. Effectively communicate (both in writing and verbally) with all levels of the organization. Self-motivated, dependable, adaptable and detail-oriented individual with strong organizational skills. Must be able to work within a team environment or independently, as required. Bachelor's Degree or above required. Preferred Qualifications: JD, Master's Degree, or Certified Regulatory Compliance Manager (CRCM) designation. Experience working in a large financial institution or experience as a bank regulatory examiner. Experience conducting fair lending risk assessments. Strong project management skills and effective presentation skills. Statistical experience coding with Python, SAS, or other statistical software and/or ability to interpret results of statistical testing (including disparity testing, matched pairs, and regression analysis) to translate complex analyses into easily understandable terms for key stakeholders. Salary Range: $123,000.00 to $215,250.00 annually + bonus + equity (if applicable) + benefits The above represents the expected salary range for this job requisition. Ultimately, in determining your pay, we’ll consider your location, experience, and other job-related factors. We back you with benefits that support your holistic well-being so you can be and deliver your best. This means caring for you and your loved ones' physical, financial, and mental health, as well as providing the flexibility you need to thrive personally and professionally: Competitive base salaries Bonus incentives 6% Company Match on retirement savings plan Free financial coaching and financial well-being support Comprehensive medical, dental, vision, life insurance, and disability benefits Flexible working model with hybrid, onsite or virtual arrangements depending on role and business need 20+ weeks paid parental leave for all parents, regardless of gender, offered for pregnancy, adoption or surrogacy Free access to global on-site wellness centers staffed with nurses and doctors (depending on location) Free and confidential counseling support through our Healthy Minds program Career development and training opportunities