Associate Director - Credit Policy & Analytics
2 Days Old
Associate Director - Credit Policy & Analytics OneMain Financial is seeking an Associate Director for our Credit Card Analytics team in Charlotte, NC to help grow our new credit card business.
Position: Associate Director, Analytics-Credit Cards
Location: Charlotte, NC (Hybrid)
This leader will be responsible for growing the card business by having a significant responsibility within the Cards new account strategy team leading credit policy.
A successful candidate will expand their competencies and grow their business and industry acumen, as well as demonstrate the ability to work on complex processes or projects across the end-to-end project cycle.
In the Role Develop and manage key Acquisition strategies to grow Exposure profitably: approve / decline, initial credit line, and pricing
Partner with Underwriting and Product teams to optimize booking rates
Partner with Data Science to evaluate alternative data sources, and develop and implement cutting edge underwriting models
Design and manage A/B testing around initial credit line
Partnering with Technology, Engineering, and Implementation partners to drive timely change across different platforms
Build and develop a team of analysts supporting the long-term card product growth
Requirements Bachelor’s degree (Graduate Preferred) in a quantitative discipline, such as Engineering, Statistics, Economics, Business Management, or Computer Science is preferred.
7+ years of experience in a data driven analytics environment; consumer lending, credit cards, or Fintech preferred; PHD degrees may offset experience.
Advanced analytical skillset using tools such as SQL, Excel skills required; experience with multiple types of relational databases and/or querying languages is a plus
Innovative and capable of developing a highly analytical approach to solving problems preferably inside consumer lending
Strong communication, interpersonal and negotiation skills to achieve business objectives
Ability to work in fast-paced ever-changing environment and the ability to juggle an array of tasks and individuals on tight timelines
4+ years as a people manager
Preferred Demonstrates the ability to balance strategic thinking and credit policy delivery
Strong team leader with strong focus on employee development & proven ability for building & leading large talented teams located across various geographies & time zones
Excellent communication skills and ability to influence senior executives and peers across functions
Ability to synthesize insights across different sources into a comprehensive and holistic strategy
Exhibits energy, curiosity, and ability to frame intelligent questions to uncover issues and spearhead the formulation of approach and methodology
Self-motivated and organized – a high degree of comfort managing multiple stakeholders and team members; strong collaboration and teamwork skills; and a problem-solver oriented toward achieving results
Benefits OneMain Financial provides opportunities and benefits that make their health and careers a priority, including:
Health and wellbeing options including medical, prescription, dental, vision, hearing, accident, hospital indemnity, and life insurance
Up to 4% matching 401(k)
Employee Stock Purchase Plan (10% share discount)
Tuition reimbursement
Paid time off (15 days’ vacation per year, plus 2 personal days, prorated based on start date)
Paid sick leave as determined by state or local ordinance, prorated based on start date
Paid holidays (7 days per year, based on start date)
Paid volunteer time (3 days per year, prorated based on start date)
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- Location:
- Charlotte, NC, United States
- Job Type:
- FullTime
- Category:
- Finance